Become an AFCC Member

Become a member of the American Fair Credit Council and join a select group of companies in the Debt Settlement Industry who are committed to the highest operational standards. Membership in the AFCC is limited to companies who agree to adhere to a strict code of conduct designed to provide the best results for consumers who seek to reduce their debts through a debt settlement program.

All AFCC member companies operate under a “No Advanced Fee Model”, which means they never charge a fee to consumers until a debt has been resolved. Furthermore, all AFCC members must agree to anonymous “Secret Shopper Campaigns” performed by a third party auditing firm to ensure member companies remain in compliance with the Association’s operational standards and strict code of conduct. If accepted to become a member of the AFCC, you will join a small fraternity of organizations that are among the best and most reputable companies in the Debt Settlement Industry. Here are just a few more benefits you will receive as a member of the AFCC.

  • A detailed, searchable company listing on the AFCC Website
  • Invitations to the member only workshops
  • Discounts to all AFCC hosted conferences
  • Access to monthly member conference calls
  • State Law Guide provided by Greenspoon Marder
  • Multi-State daily legislative updates
  • Rights to use the AFCC Seal on your website and marketing collateral

Read further to learn more about the different levels of membership available in the American Fair Credit Council.

Accredited Member:

Accredited Membership represents the highest level of membership available in the American Fair Credit Council. Only Accredited Members may display the Accredited Member seal on their website and other collateral materials. Accredited Members agree to undergo a separate and independent audit of their operational practices and must demonstrate their strict adherence to the AFCC Code of Conduct. This independent audit and verification process is performed under the direction of the prestigious BSI Group, which has worked in conjunction with the AFCC to develop the operational standards and guidelines all Accredited Members must demonstrate.

Accredited Members receive special recognition throughout the AFCC website and are permitted to display the Accredited Member Seal on all consumer marketing collateral. The Accredited Member Status must be renewed annually and is subject to an annual third party review and audit of the member company’s operational practices. Additionally, members receive special discounts for conferences hosted by the AFCC and special group pricing from Industry Alliance Member companies who may extend special offers only available to AFCC Members.

Download the AFCC Membership Application Download the Accredited Membership Requirements Checklist Download the AFCC Code of Conduct

Member:

Membership in The American Fair Credit Council demonstrates that your company is committed to the highest standards of ethics and operational standards as a credit advocate on behalf of your clients. Once your membership is approved in the Assciation, you will be able to display the Member Seal on your website and all marketing collateral, demonstrating your membership status. Additionally, Members receive special discounts for conferences hosted by the AFCC and special group pricing from Industry Alliance Member companies who may extend special offers only available to AFCC Members. Membership in the American Fair Credit Council means your company agrees to meet the strict standards outlined AFCC’s Code of Conduct, and that you agree to meet or exceed all enforcement guidelines mandated by the Federal Trade Commission as it relates to debt adjustment services or debt settlement services.

Download the AFCC Membership Application Download the Membership Requirements Checklist Download the AFCC Code of Conduct

Industry Alliance Membership:

The Industry Alliance Membership status is extended to partner companies that work with or provide vendor services to debt settlement companies and credit advocacy providers. As an Industry Alliance Member Company, you may use the AFCC Industry Alliance Seal on your website and all marketing collateral, receive special recognition on the AFCC website, and you will receive special member discounts to attend all AFCC hosted conferences and workshops. The Industry Alliance Membership is a great opportunity to show your support for the industry, our member companies and to network with the leading providers in the debt settlement industry.

Here are a few additional Industry Alliance Member Benefits:

  • A detailed, searchable company listing on the AFCC Website
  • Invitations to the member only workshops
  • Discounts to all AFCC hosted conferences
  • Access to monthly member conference calls
  • State Law Guide provided by Greenspoon Marder
  • Multi-State daily legislative updates
  • Rights to use the AFCC Seal on your website and marketing collateral
  • Prominent placement at the AFCC Annual Conference
Download the AFCC Industry Alliance Membership Application
Download the AFCC Industry Alliance Member Code of Conduct